New: 2025 FFM Training is now open!
Great news agents and brokers! The PY 2025 FFM Training is now open for both New and Returning agents. The training links are provided below, as well as the new training guides.
Get your FFM Certification and get contracted through Pandora to start building your ACA book of business this year.
ACA Carrier Contracting
Get contracted and appointed to start selling some of the nation’s top health insurance carriers in the individual and family market.
Get started selling individual and family plans to your clients under 65 and complete the contracting form below. These health plans are known as ACA and Obamacare.
First, please select the carriers you are interested in below and then click next:
ACA Resources
FFM Training
New Agents
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Agents and brokers who are new to the Marketplace this year, or who did not complete plan year 2023 registration and training, are required to take the full Individual Marketplace training for plan year 2024. Check out the guide for new agents and brokers to help you through the registration and training steps. When registering your account, select 'MLMS: Marketplace Learning Management System' in the drop-down menu.
NEW
FFM Training
Returning Agents
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Agents and brokers who completed plan year 2023 Individual Marketplace registration and training will be eligible to take a new half-hour training for plan year 2024, as well as optional review modules. Returning agents and brokers can take Individual Marketplace training either through the Marketplace Learning Management System (MLMS) or the CMS-approved vendor regardless of how they completed the plan year 2023 training.
RETURNING
Plan Year 2024
Poverty Guidelines
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Marketplace subsidies, including premium tax credits and cost-sharing reductions, are calculated using the prior year's Federal Poverty Level Guidelines. The table below details the 2024 guidelines for the 48 contiguous states and D.C. The guidelines for Hawaii and Alaska are slightly higher, so use the links below the table for additional resources. The 2024 HHS poverty guidelines are in effect as of January 17, 2024.
2024
Direct Enrollments
HealthSherpa
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HealthSherpa is an innovative healthcare technology and the country's largest ACA agent enrollment platform. With HealthSherpa's faster and easier alternative to Healthcare.gov, you'll have the leading-edge technology you need to maximize your Marketplace experience. HealthSherpa is an Enhanced Direct Enrollment (EDE) technology platform leading the way for ACA plan shopping, quotes and enrollments.
ACA EDE
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