ACA Resources
Pandora Insurance equips ACA (Obamacare) health insurance agents with the tools and support needed to succeed. Our resources include in-depth training, enrollment support, and advanced quoting tools to help you provide the best coverage options for your clients.
At Pandora Insurance, we also offer dedicated support to ensure agents like you stay informed and maximize your enrollments.
ACA Health Insurance Agent Contracting, Training & Resources.
ACA (Obamacare) Resources
FFM Training
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Agents and brokers who are new to the Marketplace this year, or who did not complete plan year 2025 registration and training, are required to take the full Individual Marketplace training for plan year 2026. Check out the guide for new agents and brokers to help you through the registration and training steps. When registering your account, select 'MLMS: Marketplace Learning Management System' in the drop-down menu.
FFM Training
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Agents and brokers who completed plan year 2025 Individual Marketplace registration and training will be eligible to take a new half-hour training for plan year 2026, as well as optional review modules. Returning agents and brokers can take Individual Marketplace training either through the Marketplace Learning Management System (MLMS) or the CMS-approved vendor regardless of how they completed the plan year 2025 training.
Plan Year 2025
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Marketplace subsidies, including premium tax credits and cost-sharing reductions, are calculated using the prior year's Federal Poverty Level Guidelines. The table below details the 2025 guidelines for the 48 contiguous states and D.C. The guidelines for Hawaii and Alaska are slightly higher, so use the links below the table for additional resources. The 2025 HHS poverty guidelines are in effect as of January 17, 2025.
Direct Enrollments
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HealthSherpa is an innovative healthcare technology and the country's largest ACA agent enrollment platform. With HealthSherpa's faster and easier alternative to Healthcare.gov, you'll have the leading-edge technology you need to maximize your Marketplace experience. HealthSherpa is an Enhanced Direct Enrollment (EDE) technology platform leading the way for ACA plan shopping, quotes and enrollments.
ACA (Obamacare) Marketing
Access ACA English and Spanish Agent Flyers to provide to your clients!
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