Homeowners Insurance

Why Do I Need Homeowners Insurance?

This type of insurance is designed to protect your home against damages to the house itself, or to possessions in the home. Also, it provides liability coverage against accidents in the home or on the property. You can read about the seven forms of homeowners insurance here.

What Else Do I Need to Know About Homeowners Insurance?

While homeowners insurance covers most scenarios where loss could occur, some events are typically excluded from policies, namely: earthquakes, floods or other “acts of God” and acts of war. Depending on your location, you may want to add an extra policy for flood or windstorms.