Whole Life Insurance
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Remains in effect for the lifetime of the insured and offers more guarantees than other life insurance policies, such as Universal Life, as long as the premium is paid as scheduled. These premiums are designed to remain level during the life of the policy. In addition, after having a policy for sufficient time, it generates a cash value with deferred taxes and you may be able to access these funds with tax advantages. The cash value of these policies are guaranteed for the life of the insured.This policy, along with several others, provides living benefits to the insured in the event the individual(s) were to be diagnosed with a terminal, critical or chronic illness.
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