Pandora Insurance Blog
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Increasing ACA Premiums Will Be One of Many Challenges for Agents this Fall
As summer begins to wind down, it is a good time for health insurance agents to start seriously looking at the upcoming ACA Open Enrollment Period and all the new things that will be happening for the next OEP. Actually for 2027, there are a lot of moving pieces. Some are calling 2027 one of

Florida ACA Is Changing Again: What Agents Need to Know Before the 2027 Selling Season
Florida continues to be one of the most important individual health insurance markets in the country, and agents preparing for the 2027 ACA selling season have good reason to start planning early. Between a shorter federal Open Enrollment Period, substantial recent premium increases in Florida, evolving plan options, and consumers who may need more help

Getting Through Hesitancy About Life Insurance Discussions
Life insurance can at times be a difficult subject to get into when working with a client. Some people do not want to think about their death or the decisions that need to be made when choosing a life insurance policy. But just because something may be hard to talk about doesn’t mean we need

Medicare Advantage Compliance Highlights
Medicare Advantage (MA) compliance continues to evolve, making it important for insurance agents to stay informed about proposed regulatory changes, compensation updates, and CMS guidance. To help, Pandora Insurance has summarized the most important Medicare Advantage compliance developments for 2026 in one convenient resource. Important: Many of the regulatory updates below originated from the CMS

Permanent Coverage May be the Right Fit for Middle-Market Families
The opportunities to sell life insurance policies abound just about everywhere, but there is one niche that experts deem as very fertile ground and that is middle-market families. What are the characteristics of middle-market families, and how can you identify them and help them get the life insurance coverage they need? Let’s take a look
