ACA Resources
Pandora Insurance equips ACA (Obamacare) health insurance agents with the tools and support needed to succeed. Our resources include in-depth training, enrollment support, and advanced quoting tools to help you provide the best coverage options for your clients.
At Pandora Insurance, we also offer dedicated support to ensure agents like you stay informed and maximize your enrollments.
ACA Health Insurance Agent Contracting, Training & Resources.
Health Insurance Agents, it’s not too late to complete your PY 2025 FFM Training for both New and Returning health insurance agents. The training links are provided below, as well as the new training guides.
Get your FFM Certification and get contracted through Pandora to start building your Obamacare Health Insurance book of business this year. If you’re looking for more news and recent updates in different markets, check out our Agent Insights Blog!
ACA (Obamacare) Resources
FFM Training
New Agents
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Agents and brokers who are new to the Marketplace this year, or who did not complete plan year 2024 registration and training, are required to take the full Individual Marketplace training for plan year 2025. Check out the guide for new agents and brokers to help you through the registration and training steps. When registering your account, select 'MLMS: Marketplace Learning Management System' in the drop-down menu.
NEW
FFM Training
Returning Agents
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Agents and brokers who completed plan year 2024 Individual Marketplace registration and training will be eligible to take a new half-hour training for plan year 2025, as well as optional review modules. Returning agents and brokers can take Individual Marketplace training either through the Marketplace Learning Management System (MLMS) or the CMS-approved vendor regardless of how they completed the plan year 2024 training.
RETURNING
Plan Year 2025
Poverty Guidelines
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Marketplace subsidies, including premium tax credits and cost-sharing reductions, are calculated using the prior year's Federal Poverty Level Guidelines. The table below details the 2024 guidelines for the 48 contiguous states and D.C. The guidelines for Hawaii and Alaska are slightly higher, so use the links below the table for additional resources. The 2024 HHS poverty guidelines are in effect as of January 17, 2024.
2025
Direct Enrollments
HealthSherpa
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HealthSherpa is an innovative healthcare technology and the country's largest ACA agent enrollment platform. With HealthSherpa's faster and easier alternative to Healthcare.gov, you'll have the leading-edge technology you need to maximize your Marketplace experience. HealthSherpa is an Enhanced Direct Enrollment (EDE) technology platform leading the way for ACA plan shopping, quotes and enrollments.
ACA EDE
Available ACA Health Insurance Partners:
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