Here is our archived collection of blogs, tips, and articles.
As summer begins to wind down, it is a good time for health insurance agents to start seriously looking at the upcoming ACA Open Enrollment Period and all the new things that will be happening for the next OEP. Actually for 2027, there are a lot of moving pieces. Some are calling 2027 one of
Florida continues to be one of the most important individual health insurance markets in the country, and agents preparing for the 2027 ACA selling season have good reason to start planning early. Between a shorter federal Open Enrollment Period, substantial recent premium increases in Florida, evolving plan options, and consumers who may need more help
Life insurance can at times be a difficult subject to get into when working with a client. Some people do not want to think about their death or the decisions that need to be made when choosing a life insurance policy. But just because something may be hard to talk about doesn’t mean we need
Medicare Advantage (MA) compliance continues to evolve, making it important for insurance agents to stay informed about proposed regulatory changes, compensation updates, and CMS guidance. To help, Pandora Insurance has summarized the most important Medicare Advantage compliance developments for 2026 in one convenient resource. Important: Many of the regulatory updates below originated from the CMS
The opportunities to sell life insurance policies abound just about everywhere, but there is one niche that experts deem as very fertile ground and that is middle-market families. What are the characteristics of middle-market families, and how can you identify them and help them get the life insurance coverage they need? Let’s take a look
CMS is continuing its efforts to strengthen Marketplace integrity and reduce unauthorized enrollments, and several new system changes are now in effect that could directly impact how agents and brokers manage ACA applications. At Pandora Insurance, we want to make sure our agents stay informed and complaints as these operational updates continue to evolve. Here’s
Even outside of Open Enrollment, your opportunity to deliver value and strengthen client relationships is ongoing. Pandora Insurance knows that the agents who win year-round are the ones who stay engaged after the sale. Helping your clients understand and use their coverage today doesn’t just improve their experience. It positions you for stronger retention and
The last couple of years have been about changes and some challenges for health insurance agents. Agents have dealt with carrier withdrawals from markets, subsidy changes, tougher regulations on agents, and insurance plans scaling back coverages. This has led to client turnover and some frustration among agents trying to figure out how to navigate in
Another, but more hidden, opportunity in Medicare exists with the Disaster Special Enrolment period, known as the DST.
Pandora Insurance has been informed that, beginning January 1, 2026, Ambetter Health will no longer operate under the Celtic Insurance Company license in Florida.